{"id":10553,"date":"2026-02-23T18:50:09","date_gmt":"2026-02-23T11:50:09","guid":{"rendered":"https:\/\/phukienmattroi.com\/index.php\/2026\/02\/23\/nhieu-ngan-hang-lon-nhu-vietcombank-agribank-bidv-vietinbank-vpbank-mb-tpbank-se-buoc-phai-ngung-van-hanh-ung-dung-mobile-banking-tren-cac-thiet-bi-khong-dap-ung-yeu-cau-an-toan-bao-m\/"},"modified":"2026-02-23T18:50:09","modified_gmt":"2026-02-23T11:50:09","slug":"nhieu-ngan-hang-lon-nhu-vietcombank-agribank-bidv-vietinbank-vpbank-mb-tpbank-se-buoc-phai-ngung-van-hanh-ung-dung-mobile-banking-tren-cac-thiet-bi-khong-dap-ung-yeu-cau-an-toan-bao-m","status":"publish","type":"post","link":"https:\/\/phukienmattroi.com\/index.php\/2026\/02\/23\/nhieu-ngan-hang-lon-nhu-vietcombank-agribank-bidv-vietinbank-vpbank-mb-tpbank-se-buoc-phai-ngung-van-hanh-ung-dung-mobile-banking-tren-cac-thiet-bi-khong-dap-ung-yeu-cau-an-toan-bao-m\/","title":{"rendered":"Nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, Agribank, BIDV, VietinBank, VPBank, MB, TPBank,\u2026 s\u1ebd bu\u1ed9c ph\u1ea3i ng\u1eebng v\u1eadn h\u00e0nh \u1ee9ng d\u1ee5ng Mobile Banking tr\u00ean c\u00e1c thi\u1ebft b\u1ecb kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n, b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh m\u1edbi c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd."},"content":{"rendered":"


\n<\/p>\n

\n

\u0110\u00e2y l\u00e0 n\u1ed9i dung \u0111\u00e1ng ch\u00fa \u00fd t\u1ea1i Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0 50\/2024, nh\u1eb1m si\u1ebft ch\u1eb7t c\u00e1c ti\u00eau chu\u1ea9n k\u1ef9 thu\u1eadt trong cung c\u1ea5p d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng s\u1ed1 tr\u01b0\u1edbc b\u1ed1i c\u1ea3nh t\u1ed9i ph\u1ea1m c\u00f4ng ngh\u1ec7 cao ng\u00e0y c\u00e0ng gia t\u0103ng.<\/p>\n

Theo Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, Th\u00f4ng t\u01b0 77 t\u1eadp trung n\u00e2ng cao m\u1ee9c \u0111\u1ed9 an to\u00e0n cho t\u00e0i kho\u1ea3n v\u00e0 t\u00e0i s\u1ea3n c\u1ee7a kh\u00e1ch h\u00e0ng, \u0111\u1eb7c bi\u1ec7t tr\u01b0\u1edbc c\u00e1c h\u00ecnh th\u1ee9c gian l\u1eadn s\u1eed d\u1ee5ng tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI), gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc v\u00e0 t\u1ea5n c\u00f4ng \u1ee9ng d\u1ee5ng ng\u00e0y c\u00e0ng tinh vi.<\/p>\n

M\u1ed9t trong nh\u1eefng y\u00eau c\u1ea7u then ch\u1ed1t l\u00e0 c\u00e1c ng\u00e2n h\u00e0ng ph\u1ea3i tri\u1ec3n khai gi\u1ea3i ph\u00e1p ph\u00e1t hi\u1ec7n gi\u1ea3 m\u1ea1o sinh tr\u1eafc h\u1ecdc \u0111\u00e1p \u1ee9ng ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf ISO 30107 \u2013 c\u1ea5p \u0111\u1ed9 2. \u0110\u00e2y \u0111\u01b0\u1ee3c xem l\u00e0 b\u01b0\u1edbc n\u00e2ng chu\u1ea9n quan tr\u1ecdng trong x\u00e1c th\u1ef1c ng\u01b0\u1eddi d\u00f9ng, \u0111\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c giao d\u1ecbch t\u00e0i ch\u00ednh gi\u00e1 tr\u1ecb cao tr\u00ean n\u1ec1n t\u1ea3ng s\u1ed1.<\/p>\n

\u1ee8ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ebd t\u1ef1 \u0111\u1ed9ng “kh\u00f3a” n\u1ebfu thi\u1ebft b\u1ecb kh\u00f4ng an to\u00e0n<\/b><\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, t\u1ea1i \u0110i\u1ec1u 5 Th\u00f4ng t\u01b0 77, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc quy \u0111\u1ecbnh \u1ee9ng d\u1ee5ng Mobile Banking ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng t\u1ef1 \u0111\u1ed9ng ph\u00e1t hi\u1ec7n v\u00e0 ng\u1eebng ho\u1ea1t \u0111\u1ed9ng khi thi\u1ebft b\u1ecb ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n.<\/p>\n

C\u1ee5 th\u1ec3, \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng s\u1ebd b\u1ecb ch\u1eb7n v\u1eadn h\u00e0nh n\u1ebfu ph\u00e1t hi\u1ec7n:<\/p>\n

– Thi\u1ebft b\u1ecb \u0111\u00e3 root (Android) ho\u1eb7c jailbreak (iOS)<\/p>\n

– Thi\u1ebft b\u1ecb b\u1ecb m\u1edf kh\u00f3a bootloader<\/p>\n

– \u1ee8ng d\u1ee5ng ch\u1ea1y tr\u00ean m\u00f4i tr\u01b0\u1eddng gi\u1ea3 l\u1eadp<\/p>\n

– K\u00edch ho\u1ea1t tr\u00ecnh g\u1ee1 l\u1ed7i (debugging)<\/p>\n

– C\u00f3 d\u1ea5u hi\u1ec7u b\u1ecb can thi\u1ec7p nh\u01b0 ch\u00e8n m\u00e3 l\u1ea1, hook theo d\u00f5i d\u1eef li\u1ec7u, \u0111\u00f3ng g\u00f3i l\u1ea1i ho\u1eb7c ch\u1ec9nh s\u1eeda tr\u00e1i ph\u00e9p<\/p>\n

Quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t “h\u00e0ng r\u00e0o k\u1ef9 thu\u1eadt” nh\u1eb1m ng\u0103n ch\u1eb7n nguy c\u01a1 hacker chi\u1ebfm quy\u1ec1n \u0111i\u1ec1u khi\u1ec3n \u1ee9ng d\u1ee5ng ng\u00e2n h\u00e0ng, \u0111\u00e1nh c\u1eafp th\u00f4ng tin v\u00e0 th\u1ef1c hi\u1ec7n giao d\u1ecbch gian l\u1eadn.<\/p>\n

Kh\u00f4ng cho ph\u00e9p s\u1eed d\u1ee5ng phi\u00ean b\u1ea3n \u1ee9ng d\u1ee5ng c\u0169<\/b><\/p>\n

B\u00ean c\u1ea1nh y\u00eau c\u1ea7u v\u1ec1 thi\u1ebft b\u1ecb, Th\u00f4ng t\u01b0 77 c\u0169ng si\u1ebft ch\u1eb7t vi\u1ec7c qu\u1ea3n l\u00fd v\u00f2ng \u0111\u1eddi \u1ee9ng d\u1ee5ng Mobile Banking. Theo \u0111\u00f3: Ng\u01b0\u1eddi d\u00f9ng kh\u00f4ng \u0111\u01b0\u1ee3c ph\u00e9p h\u1ea1 c\u1ea5p \u1ee9ng d\u1ee5ng xu\u1ed1ng c\u00e1c phi\u00ean b\u1ea3n c\u0169 ti\u1ec1m \u1ea9n r\u1ee7i ro b\u1ea3o m\u1eadt.<\/p>\n

C\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng ph\u1ea3i \u0111\u1ecbnh k\u1ef3 t\u1ed1i thi\u1ec3u 3 th\u00e1ng\/l\u1ea7n r\u00e0 so\u00e1t, \u0111\u00e1nh gi\u00e1 v\u00e0 kh\u1eafc ph\u1ee5c l\u1ed7 h\u1ed5ng an to\u00e0n th\u00f4ng tin.<\/p>\n

Kh\u00f4ng ch\u1ec9 \u00e1p d\u1ee5ng v\u1edbi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng, Th\u00f4ng t\u01b0 77 c\u00f2n m\u1edf r\u1ed9ng ph\u1ea1m vi \u0111i\u1ec1u ch\u1ec9nh sang c\u00e1c \u0111\u01a1n v\u1ecb cung \u1ee9ng d\u1ecbch v\u1ee5 Ti\u1ec1n di \u0111\u1ed9ng (Mobile Money). C\u00e1c \u0111\u01a1n v\u1ecb n\u00e0y ph\u1ea3i \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n, b\u1ea3o m\u1eadt t\u01b0\u01a1ng \u0111\u01b0\u01a1ng h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng khi cung c\u1ea5p d\u1ecbch v\u1ee5 cho kh\u00e1ch h\u00e0ng.<\/p>\n

Theo quy \u0111\u1ecbnh, Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN s\u1ebd ch\u00ednh th\u1ee9c c\u00f3 hi\u1ec7u l\u1ef1c t\u1eeb ng\u00e0y 1\/3\/2026.<\/p>\n

Ri\u00eang c\u00e1c quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn thanh to\u00e1n tr\u1ef1c tuy\u1ebfn s\u1ebd \u0111\u01b0\u1ee3c tri\u1ec3n khai theo l\u1ed9 tr\u00ecnh: \u00c1p d\u1ee5ng v\u1edbi kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n t\u1eeb th\u00e1ng 7\/2026 v\u00e0 \u00e1p d\u1ee5ng v\u1edbi kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c t\u1eeb th\u00e1ng 10\/2026<\/p>\n

Th\u00f4ng t\u01b0 c\u0169ng b\u1ed5 sung kh\u00e1i ni\u1ec7m “kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c m\u1edbi”. Theo \u0111\u00f3, c\u00e1c doanh nghi\u1ec7p thi\u1ebft l\u1eadp quan h\u1ec7 v\u1edbi ng\u00e2n h\u00e0ng trong v\u00f2ng 12 th\u00e1ng, tr\u1eeb m\u1ed9t s\u1ed1 tr\u01b0\u1eddng h\u1ee3p \u0111\u1eb7c th\u00f9 nh\u01b0 c\u01a1 quan nh\u00e0 n\u01b0\u1edbc ho\u1eb7c t\u1eadp \u0111o\u00e0n l\u1edbn, s\u1ebd ph\u1ea3i \u00e1p d\u1ee5ng x\u00e1c th\u1ef1c m\u1ea1nh b\u1eb1ng sinh tr\u1eafc h\u1ecdc ho\u1eb7c ch\u1eef k\u00fd \u0111i\u1ec7n t\u1eed an to\u00e0n khi s\u1eed d\u1ee5ng d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng.<\/p>\n

Sale to tr\u01b0\u1edbc T\u1ebft: iPad, \u0111\u1ed3ng h\u1ed3 Xiaomi, lo\u1ea1t ph\u1ee5 ki\u1ec7n t\u1eeb Ugreen, Baseus… gi\u1ea3m \u0111\u1ebfn 55%<\/div>\n

\n <\/div>\n\n","protected":false},"excerpt":{"rendered":"

\u0110\u00e2y l\u00e0 n\u1ed9i dung \u0111\u00e1ng ch\u00fa \u00fd t\u1ea1i Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0<\/p>\n","protected":false},"author":1,"featured_media":10554,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[141],"tags":[],"class_list":["post-10553","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cong-nghe"],"yoast_head":"\nNhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, Agribank, BIDV, VietinBank, VPBank, MB, TPBank,\u2026 s\u1ebd bu\u1ed9c ph\u1ea3i ng\u1eebng v\u1eadn h\u00e0nh \u1ee9ng d\u1ee5ng Mobile Banking tr\u00ean c\u00e1c thi\u1ebft b\u1ecb kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n, b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh m\u1edbi c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd. - Ph\u1ee5 Ki\u1ec7n M\u1eb7t Tr\u1eddi<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/phukienmattroi.com\/index.php\/2026\/02\/23\/nhieu-ngan-hang-lon-nhu-vietcombank-agribank-bidv-vietinbank-vpbank-mb-tpbank-se-buoc-phai-ngung-van-hanh-ung-dung-mobile-banking-tren-cac-thiet-bi-khong-dap-ung-yeu-cau-an-toan-bao-m\/\" \/>\n<meta property=\"og:locale\" content=\"vi_VN\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Nhi\u1ec1u ng\u00e2n h\u00e0ng l\u1edbn nh\u01b0 Vietcombank, Agribank, BIDV, VietinBank, VPBank, MB, TPBank,\u2026 s\u1ebd bu\u1ed9c ph\u1ea3i ng\u1eebng v\u1eadn h\u00e0nh \u1ee9ng d\u1ee5ng Mobile Banking tr\u00ean c\u00e1c thi\u1ebft b\u1ecb kh\u00f4ng \u0111\u00e1p \u1ee9ng y\u00eau c\u1ea7u an to\u00e0n, b\u1ea3o m\u1eadt theo quy \u0111\u1ecbnh m\u1edbi c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd.\" \/>\n<meta property=\"og:description\" content=\"\u0110\u00e2y l\u00e0 n\u1ed9i dung \u0111\u00e1ng ch\u00fa \u00fd t\u1ea1i Th\u00f4ng t\u01b0 77\/2025\/TT-NHNN do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam ban h\u00e0nh, s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Th\u00f4ng t\u01b0\" \/>\n<meta property=\"og:url\" content=\"https:\/\/phukienmattroi.com\/index.php\/2026\/02\/23\/nhieu-ngan-hang-lon-nhu-vietcombank-agribank-bidv-vietinbank-vpbank-mb-tpbank-se-buoc-phai-ngung-van-hanh-ung-dung-mobile-banking-tren-cac-thiet-bi-khong-dap-ung-yeu-cau-an-toan-bao-m\/\" \/>\n<meta property=\"og:site_name\" content=\"Ph\u1ee5 Ki\u1ec7n M\u1eb7t Tr\u1eddi\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/phukienmattroisolar\" \/>\n<meta property=\"article:published_time\" content=\"2026-02-23T11:50:09+00:00\" 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